The commercial Banks of China have serious challenges how to expand the scale of credit loan while guaranteeing the quality of credit assets.

如何在扩大信贷规模的同时保证信贷资产质量是我国商业银行必须面对的严重挑战。

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How many banks do you expect will actually adopt these standards and what do you see will be impact of that adoption in the quality of credit flows?

你们希望有多少银行会真的采纳这一标准呢？ 你怎么看待这次整改在信贷风波中产生的影响?。

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Based on the comprehensive review of the assets, liabilities, profits and losses, priority was given to problems related to the quality of credit assets.

在全面审计资产、负债和损益的基础上，重点突出对信贷资产质量方面问题的审计。

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and most recently,"Invictus." If Kyle's latest release, "Metropolitain",has a breezy, "Miles Davis" quality to it, partial credit must be paid to co-producer Erin Davis, son of the legendary jazz trumpeter.

VOA: standard.2010.04.16

Meanwhile, the quality of credit-card loans has been broadly improving this year.

WSJ: Long-Term Unemployed Fall Out of Credit-Card Statistics

The money will be made in consumer lending (a much better quality of credit than your average real estate tycoon and with better margins, too) and supplying all those nice consumer things, many of them made in China and imported and distributed through the Carrefours and Wal-Marts of this world.

FORBES: Magazine Article

Strikingly, the Fed's loan-officer survey showed that 70% of respondents expect the quality of their credit-card and other consumer-loan portfolios to get worse.

ECONOMIST: The credit crisis